Preferred Member Benefits Program Overview

The Santa Clarita Chamber of Commerce is proud to offer The Chamber Preferred Member Benefits Program as a way to reward employers within the community of Santa Clarita for maintaining their Chamber membership in good status. The program is designed to be marketed by MT Stuart & Company directly and through other brokers as well. It offers enhanced benefits to members that for the most part are unavailable elsewhere.

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Dental Program

MT Stuart & Company maintains contracts with over 20 dental carriers. Through a special arrangement with Smile Saver, members will be offered a choice between Pre-Paid plans, as well as PPO plans extending down to two employees with options for orthodontia. Each plan offers flexibility in its design and price points.

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Vision Program

With the purchase of dental through Smile Saver, Vision coverage is free. Office visits are free and Lenses and Contacts are offered for a nominal co-pay. Smile Saver's network includes many local providers.

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Life Program

Two options will be offered by The Hartford to chamber members whose company's have less than 10 employees. Groups with over 10 employees can be custom tailored to the group's specific needs.

In groups of fewer than 10 employees, either a flat $15,000 or 1X salary to a cap of $50,000 can be elected on an overall basis. Both plans will be "guaranteed issue" and will extend down to four employee groups.

Companies who have over 10 employees can customize their offering with higher guaranteed issue limits and higher caps.

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Long Term Disability

Like the life insurance offer, two options will be made available to chamber members, again through The Hartford. Between four and nine employees, the plan will be guaranteed issue at 60% to $6,000 of monthly benefit. Member companies having over 10 employees will be offered the same standard benefit but will have enhanced options available to their executives. Higher limits in these member groups may be available if needed.

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Voluntary Benefits

In conjunction with the administration of Section 125 Cafeteria Plans, MT Stuart will offer an array of voluntary products to chamber members designed to enhance the standard employer paid benefit offerings. Allstate Insurance, through their worksite marketing department, will assist in the implementation of the program while educating the employees about the merits of voluntary products. Product selection will include Accident, Cancer, Vision, Life, and Critical Illness. Underwriting concessions will be offered to Chamber members in the form of enhanced "guaranteed issue" limits.

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Section 125 Administration

MT Stuart & Company utilizes various sources for Section 125 plan administration. Depending on the needs of each client, Premium Only Plans (POPs) will be administered at no charge for chamber members. Retail cost of administration runs about $250-$350 per year as a standard. Full Flex Plans which include medical reimbursement and/or dependent care will typically run $750 per year for chamber members. Our standard charge for these plans run $1250-$2250 per year.

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Cobra Administration

COBRA administration software will be given to each and every group that qualifies free of charge for the initial year. Standard pricing for the "COBRA On Que" software runs $499 initially with a $299 renewal fee ($199 renewal fee for members). The software allows employers to manage their COBRA affairs with ease and precision. All timed events are flagged and all the necessary forms to comply are contained within the software. The program is very user friendly and contains comprehensive tutorial and one year of technical support.

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HR-Response

Through an exclusive arrangement with HR Response, chamber members will enjoy a 50% discount in their initial set up fee for the leading online HR platform in the market. Depending on the size of the group, this could equate to a $250-$750 savings, or more. HR Response is the preeminent online HR platform that takes compliance to the next level. Focused on the "7 best practices" the modules include Benefits Tracking, Time & Attendance, a Handbook Wizard, Employment Forms, Compliance Guidelines, Employee Database, and payroll (optional). Members would have access to HR professionals and employment attorneys, when needed for no additional charge. All transactions are electronically "filed" with the employment law firm as well as a hard copy in the employer file. In addition, should litigation arise, an Employment Practices Liability Insurance (EPLI) policy underwritten by certain underwriters of Lloyds of London will pay for the defense and any settlement up to $1,000,000.

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Compliance Reviews

Through a special strategic alliance with The American Consulting Group, MT Stuart & Company facilitates comprehensive HR Audits for SCV Chamber members. The audit will reveal any deficiencies in documentation, policies, procedures, and daily practices. It will also help companies identify potential problematic areas, improve performance, and ensure compliance with state and federal employment regulations. Once complete, the employer will receive a comprehensive report of the findings with recommended corrective actions.

The retail cost for this highly specialized work typically runs from $2,500 -$6,000 depending on the size of the company and the scope of work involved. By becoming our client, MT Stuart & Company will absorb this cost.

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Employment Law

Through a special alliance formed between MT Stuart & Company and Gilbert, Kelly, Crowley & Jennet, chamber members will benefit from unparalleled professionalism and expertise in the field of employment law at greatly reduced rates.

Employers in California are required to comply with the FEHA, ADA, ADEA, EPPA, OSHA, CFRA, FMLA, PDL Title VII and numerous other laws including the FLSA and California Labor Code laws governing wage and hour issues. SCV employers must comply with the State's Fair Employment and Housing Act, which covers any company with 5 or more full or part-time employees. This means almost every business in the SCV can be held liable to any employee who is harassed by a supervisor because of sex, race, national origin or disability, even if the owner did not know anything about the harassment. Employers also need protection from class actions and individual suits based on violations of our wage and hour laws

Unless a company has already hired a competent human resource professional, or has retained an experienced labor lawyer to evaluate its employment policies, it may already be faced with the significant risk. What follows is a series of reviews or audits tailored by Gilbert, Kelly, Crowley & Jennet to the needs of SCV business owners so that each can determine if a problem exists, and how compliance can be achieved so as to minimize or remove such risks. You will note that the pricing is scalable and takes into account the number of people employed.

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To determine your actual savings, click here.